Commercial
Learn why Saratoga Mortgage Lenders is Saratoga Springs's commercial real estate lender of choice.
Your business deserves a great space
Whether you own an office, warehouse, or retail space, it's better to own your space than to rent it. Below, you'll learn just a few of the reasons why Saratoga Mortgage Lenders recommends buying your space with a mortgage.
Create an Asset
Instead of paying rent every month, a mortgage allows you to pay for an investment that builds over a long span of time. And unlike rent, your business won't need to make mortgage payments forever.
Stabilize Future Expenses
When you rent a space, you're relying on a landowner to be fair with you: to not raise your monthly costs unreasonably. If you own your space, you'll be able to control a more fixed expense.
Secure Your Business
Landowners are capricious. They may not choose to renew your lease because they think they'll make more money a different way. Buying your business's property means protecting its future.
Control Your Space
Stop asking your landowner if you can make a decision that's important for your business: whether you want to paint the walls or add a new room, a mortgage lets you make the decision by yourself.
Get Tax Benefits
When doing taxes, your business may be able to deduct mortgage interest. These benefits are not available to business owners who are renting their space and just paying the landowner.
Another Credit Line
If your business runs into cashflow problems, a second mortgage allows you to leverage the value of your property in order to get cash fast. While not always wise, it's good to have the option.
Why work with a broker?
Some home buyers wonder if it's necessary to work with a mortgage broker. After all, if you speak with banks or other lending agencies, they'll be more than happy to offer their products to you. The problem is simple: they're all trying to sell you something.
They want you to buy the loan that will make them the most money, not the loan that will help you invest in your future. When you work with the right mortgage broker, you gain an advocate who can cut through sales talk and legalese to find your best options.
When you choose Saratoga Mortgage Lenders, we'll work within your budget to determine how you can get the property you're looking for. Combining this empathetic listening with our skills and experience, we'll make sure you're the one getting a good deal. That's the Saratoga Mortgage Lenders promise.
Prompt Loans
Once we understand your situation, we work quickly but thoroughly to find the best loan for you.
Working For You
Don't let a banker limit your options. Hire someone who's looking out for your interests throughout the process.
Friendly support
Our support team is here to ensure that things run smoothly. You’ll always find the help you need.
Great Value
Find the lowest possible interest rates with us and watch your new home appreciate in value over time!
Saratoga Mortgage Lenders
Schedule your free consultation with Saratoga Mortgage Lenders today.
EXPERT LOAN COUNSELING
At Saratoga Mortgage Lenders, we help people buy their dream home. Let's help you buy yours.
KNOW YOUR OPTIONS
Don't trust bankers to tell you all your lending options. Work with someone who has your needs in mind.