Jumbo Loan

Jumbo Loan

Think big with Saratoga Mortgage Lenders.
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You deserve the home of your dreams

If you have good credit and sold finances, you may be looking for a luxury home: a big piece of property, something in an expensive area, or both. Typical lending packages aren't designed to handle the large loans required to finance these purchases, which means you'll need to get a jumbo loan.

When are Jumbo Loans Necessary?

When a loan is larger than the limit set by the Federal Housing Finance Agency, it becomes a jumbo loan. This means it can't be handled by Fannie Mae or Freddie Mac, the U.S. government's home loan entities. Jumbo loans are generally used to finance high-end real estate purchases.

Do I Qualify for a Jumbo Loan?

Because they involve large sums of money and can't be backed by the federal government, jumbo loans have stricter lending requirements. You'll need a better-than-average credit score, among other things. Saratoga Mortgage Lenders can work with you to determine eligibility. As well, we'll advise you on your credit score.

Why work with a broker?

Some home buyers wonder if it's necessary to work with a mortgage broker. After all, if you speak with banks or other lending agencies, they'll be more than happy to offer their products to you. The problem is simple: they're all trying to sell you something.
They want you to buy the loan that will make them the most money, not the loan that will help you invest in your future. When you work with the right mortgage broker, you gain an advocate who can cut through sales talk and legalese to find your best options.
When you choose Saratoga Mortgage Lenders, we'll work within your budget to determine how you can get the property you're looking for. Combining this empathetic listening with our skills and experience, we'll make sure you're the one getting a good deal. That's the  Saratoga Mortgage Lenders promise.

Trust the Mortgage Experts

Prompt Loans

Once we understand your situation, we work quickly but thoroughly to find the best loan for you.

Working For You

Don't let a banker limit your options. Hire someone who's looking out for your interests throughout the process.

Friendly support

Our support team is here to ensure that things run smoothly. You’ll always find the help you need. 

Great Value

Find the lowest possible interest rates with us and watch your new home appreciate in value over time!

Saratoga Mortgage Lenders

Schedule your free consultation with Saratoga Mortgage Lenders today.

EXPERT LOAN COUNSELING

At Saratoga Mortgage Lenders, we help people buy their dream home. Let's help you buy yours.

KNOW YOUR OPTIONS

Don't trust bankers to tell you all your lending options. Work with someone who has your needs in mind.

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