FHA Loan

FHA Loan

Get a home loan designed for people with lower incomes or credit scores.
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Home ownership is a right you deserve

Lower income families may have trouble qualifying for a home, but that doesn't make it impossible. If you're struggling to save up for your downpayment or you haven't established more than two lines of credit, an FHA loan may be a good option for you.

What is an FHA Loan?

The Federal Housing Authority (FHA) offers loans that require low downpayments. As well, you may be eligible even if you have a lower credit score. The exact requirements vary by state, but they're designed to help people who need more time to pay down their loan.


Do I Qualify for an FHA Loan?

Although FHA loans are designed for people who have trouble qualifying for a normal loan, there are still requirements you need to meet. The biggest one is ensuring you're able to pay down current debts, but your credit score will also be taken into account. Saratoga Mortgage Lenders will help you determine if you're eligible for an FHA loan.

Why work with a broker?

Some home buyers wonder if it's necessary to work with a mortgage broker. After all, if you speak with banks or other lending agencies, they'll be more than happy to offer their products to you. The problem is simple: they're all trying to sell you something.
They want you to buy the loan that will make them the most money, not the loan that will help you invest in your future. When you work with the right mortgage broker, you gain an advocate who can cut through sales talk and legalese to find your best options.
When you choose Saratoga Mortgage Lenders, we'll work within your budget to determine how you can get the property you're looking for. Combining this empathetic listening with our skills and experience, we'll make sure you're the one getting a good deal. That's the Saratoga Mortgage Lenders promise.

Trust the Mortgage Experts

Prompt Loans

Once we understand your situation, we work quickly but thoroughly to find the best loan for you.

Working For You

Don't let a banker limit your options. Hire someone who's looking out for your interests throughout the process.

Friendly support

Our support team is here to ensure that things run smoothly. You’ll always find the help you need. 

Great Value

Find the lowest possible interest rates with us and watch your new home appreciate in value over time!

Saratoga Mortgage Lenders

Schedule your free consultation with Saratoga Mortgage Lenders today.

EXPERT LOAN COUNSELING

At Saratoga Mortgage Lenders, we help people buy their dream home. Let's help you buy yours.

KNOW YOUR OPTIONS

Don't trust bankers to tell you all your lending options. Work with someone who has your needs in mind.

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