Hard Money Loan

Hard Money Loan

Get a direct, short-term loan and avoid the red tape of bank loans.
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If you need a loan fast, you need a hard money loan

Sometimes, you can't wait to get a loan. If you're competing with other buyers for a property, or you simply don't want to deal with all the red tape, you may be able to get a hard money loan in a matter of days. This is incredible, when compared to the weeks or months you usually have to wait for other loan types.

What is a Hard Money Loan?

If you can't wait for a normal loan, hard money loans are a fast alternative provided by private investors. The lending terms are usually set by the value of the property you're buying, not your credit score. While you pay interest every month, the balloon payment means you only repay the principal at the end of your loan term.

Do I Qualify for a Hard Money Loan?

Hard money loans aren't designed for average home buyers. Instead, they're usually used by flippers and real estate investors. They may also be used by buyers with bad credit scores, though different lenders have different credit score requirements.


Why work with a broker?

Some home buyers wonder if it's necessary to work with a mortgage broker. After all, if you speak with banks or other lending agencies, they'll be more than happy to offer their products to you. The problem is simple: they're all trying to sell you something.
They want you to buy the loan that will make them the most money, not the loan that will help you invest in your future. When you work with the right mortgage broker, you gain an advocate who can cut through sales talk and legalese to find your best options.
When you choose Saratoga Mortgage Lenders, we'll work within your budget to determine how you can get the property you're looking for. Combining this empathetic listening with our skills and experience, we'll make sure you're the one getting a good deal. That's the Saratoga Mortgage Lenders promise.

Trust the Mortgage Experts

Prompt Loans

Once we understand your situation, we work quickly but thoroughly to find the best loan for you.

Working For You

Don't let a banker limit your options. Hire someone who's looking out for your interests throughout the process.

Friendly support

Our support team is here to ensure that things run smoothly. You’ll always find the help you need. 

Great Value

Find the lowest possible interest rates with us and watch your new home appreciate in value over time!

Saratoga Mortgage Lenders

Schedule your free consultation with Saratoga Mortgage Lenders today.

EXPERT LOAN COUNSELING

At Saratoga Mortgage Lenders we help people buy their dream home. Let's help you buy yours.

KNOW YOUR OPTIONS

Don't trust bankers to tell you all your lending options. Work with someone who has your needs in mind.

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